Are you a proud pitbull owner? Are you searching for homeowners insurance that embraces your furry family member? Look no further! In this blog post, basketballpluss.com will help you explore a topic of great importance to many pet owners – pitbull friendly homeowners insurance. Discover the ins and outs of finding the perfect coverage for your home while ensuring that your beloved pitbull is welcomed with open arms. So, if you’re ready to protect your home and your furry friend, keep reading to uncover all the essential information you need to know.
1. State Farm – Pitbull friendly homeowners insurance
Because of their coverage that is bully breed friendly, State Farm has become the preferred insurance provider for consumers who own pit bulls. They adhere to the tenet that “it’s not the breed, it’s the bite” and do not increase rates only because you own a pit bull or a bigger breed.
There is always a danger with owning a dog since they might get violent and start attacking people. Many people mistakenly think that smaller dogs are more violent; this is certainly the case if you glimpse your neighbor’s dachshund through the window and are welcomed with a barrage of nasty barks. Since State Farm is aware of this, they are understanding when it comes to providing insurance for all dog breeds and use a case-by-case method.
People also like how easy it is to use State Farm’s app or website to pay all of their expenses. Their $100,000 to $500,000 in house insurance coverage is excellent for dog-owning homeowners, and their prices are also very reasonable.
2. Nationwide – Pitbull friendly homeowners insurance
One of the insurers, Nationwide, will take your pit bull under their insurance plan if certain requirements are met. They need your dog to obtain the previously stated American Kennel Club Canine Good Citizen Certification, which involves training for both the dog and the owner.
The dog and owner get an opportunity to bond while going through the certification process, and the dog picks up manners by learning simple instructions like “come here” and “sit” that will help it behave properly among other dogs and in front of its owner.
Since Nationwide is not the only employer looking for this accreditation, obtaining it is worthwhile. While having this widely accepted certificate for your dog is one of their requirements for admission, some insurance providers may even give you a discount if you have it. This is especially true for those who are presently renting.
3. Allstate – Pitbull friendly homeowners insurance
The third most well-known insurance provider in the US is Allstate, and most people think well of it. It has an A+ financial strength rating and a J.D. Power Score of 841 out of 1,000. However, if you are on the undecided about choosing Allstate, you should know that they receive twice as many consumer complaints concerning claim handling as the industry average.
But most importantly, they don’t give a damn about breeds either. On their website, they even provide some excellent guidance on what dog owners should know before buying house insurance.
They also provide further advice on reducing the likelihood of a liability claim in order to convince insurance companies that there is little chance that the owner’s dog would cause harm.
4. Farmers Home Insurance – Pitbull friendly homeowners insurance
Although Farmers Home Insurance is not the most affordable option, they do provide exceptional services and handle claims quite quickly. They’ll pay for your belongings, property, medical bills, extra living costs, and pit bull.
5. Chubb – Pitbull friendly homeowners insurance
A less well-known insurance provider, Chubb, provides a more forgiving dog coverage. However, they haven’t always gotten good evaluations, and right now, client satisfaction seems to be declining.
Given their customer satisfaction rating and the fact that they do not offer the lowest costs on the market, choosing one of the other insurers we listed could be a better option.
6. USAA – Pitbull friendly homeowners insurance
Another insurance provider that will provide coverage for your pit bull in your house insurance is USAA. USAA, though, is distinct from the businesses we’ve previously described. It is solely available to war veterans and their families.
This is the greatest insurance provider for veterans who need these sorts of insurance services, and they also cover all types of dog breeds. They examine your dog’s history of biting and aggression before deciding on your rate, much like Nationwide does.
In 2020, the J.D. Power Study named USAA home insurance as one of the top options available. In comparison to other firms, they received fewer complaints about house insurance. Overall, if you are in the military and own a pit bull, the decision is very clear: you will undoubtedly be happy with the service you receive at no extra cost to your dog.
